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91. "What was driving our economy was, we were spending a lot on credit cards, " he said in Schenectady, talking about the previous economic expansion.
92. Open account: Buying or selling on credit, usually by just an "authorized signature" of the buyer.
93. Using a charge account creates an account payable. Buying something such as a car on credit and issuing promissory note creates a liability called notes payable.
94. Currently, the research from the point of information-asymmetry on credit risk management of commercial bank lacks the analysis linked with actual cases.
95. More than 100 years ago, Marx has researched on credit theory, he systematically explained the reasons for credit expansion and credit contraction based on previous, and put on his own views.
96. Payable is a liability that requires the purchaser to make a future payment on credit purchase.
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